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Auto Insurance

Auto Insurance

Auto insurance should be one of your top priorities when planning your budget. Auto insurance is one expense required by law, and that is why it is so important to ensure you are working with a great company that you can trust. Takach & Associates, Inc. strives to help you make the best possible insurance choices. Keep reading to learn more about auto insurance.

Do I Need Auto Insurance?

Yes, you are required by law to carry at least minimum coverage insurance on all of your vehicles. This law is in place to protect both the vehicle's driver and the other drivers on the road. Car accidents can result in very expensive costs for everyone involved. Auto insurance helps to control these costs.

What Happens Without Insurance?

If you do not carry the proper insurance on your vehicle, you can face both financial and legal consequences. Financial consequences would involve the expenses you would be liable to pay if your car causes damage to another vehicle or if you are found to be at fault in an accident and the other people involved were injured.

Legal consequences can include tickets or fines for driving without insurance.

What Types of Coverage Are Available?

  • Minimum coverage- Minimum coverage is required by law and will only pay for expenses incurred by the other drivers involved in an accident in which you were at fault. Any damage to your vehicle will need to be paid out of pocket. The insurance will not pay for your damage.
  • Full coverage- Full coverage includes everything included in the minimum, plus it will also pay for damage to your vehicle that results from an accident, natural disaster, or even burglary.

If you would like to learn more about auto insurance, please get in touch with us at Takach & Associates, Inc. We will be happy to help you.

Auto Insurance Types

When it comes to auto coverage more is better than less. We can help you get the following coverages:

  • Liability Insurance
  • Uninsured Motorist Protection
  • Collision Insurance
  • Medical/Personal-Injury Protection
  • Comprehensive Insurance
  • No-Fault Insurance

Partner Carriers

  • Adirondak
  • AIG Insurance
  • Allstate
  • American Collectors
  • American European
  • Amtrust
  • Cabrillo Coastal
  • Chubb Group
  • C N A Insurance
  • Granada Indemnity
  • Guardian Life
  • Guard Insurance
  • Hagerty
  • Hanover
  • Harleysville
  • Hartford
  • Kemper
  • Kingstone
  • Liberty Mutual
  • Main Street America
  • Merchants
  • Met Life P&C
  • Mid-Hudson
  • Narragansett Bay
  • National General
  • Nationwide
  • Ocean Harbor Casualty
  • Philadelphia Insurance
  • Plymouth Rock
  • Progressive
  • Prudential Life
  • Pure Insurance
  • QBE
  • Safeco
  • Shelterpoint Insurance
  • Travelers
  • US Coastal
  • Utica National
  • Utica First
  • William Penn Life