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Home Insurance

Home Insurance

Housing security is not something we all think about daily. Even if you have never had to deal with housing security issues, that does not mean it can't affect you one day. Home insurance is one of the first ways you can help protect your housing security. At Takach & Associates, Inc. we are here to help you better understand the importance of this type of insurance coverage.

What Is Housing Security?

Housing security refers to a person's ability to provide safe housing for themselves and their dependents if they have any. Even if you have always had a place to live, that can change in just a few moments. A house fire, a natural disaster, or even a burglary could jeopardize your ability to provide housing for you and your family.

How Does Home Insurance Help?

When you purchase a home insurance policy, you are contracting with that insurance company to assist you in paying for the repairs or replacement of your home should it be damaged. The money from the insurance policy will help ensure that you can always provide a home for your family.

What Happens Without Insurance?

If you do not have home insurance in place, and your home is damaged or lost, the repairs or replacement of your home would need to come out of your pocket. This could be a devastating financial hardship, depending on what your financial situation is at the time. If you do not have the money for repairs or replacement, your family could be displaced until housing is secured.

How Much Home Insurance Do I Need?

The amount of the home insurance policy will vary. The value of the home and the value of the possessions inside determines the amount.

If you would like to learn more about home insurance, please get in touch with us at Takach & Associates, Inc.

Types of Home Insurance

When it comes to home insurance we can help you understand exactly what you need.

  • Home Owners
  • Flood
  • Condo
  • Mobile Home
  • Renters
  • Landlord

Partner Carriers

  • Adirondak
  • AIG Insurance
  • Allstate
  • American Collectors
  • American European
  • Amtrust
  • Cabrillo Coastal
  • Chubb Group
  • C N A Insurance
  • Granada Indemnity
  • Guardian Life
  • Guard Insurance
  • Hagerty
  • Hanover
  • Harleysville
  • Hartford
  • Kemper
  • Kingstone
  • Liberty Mutual
  • Main Street America
  • Merchants
  • Met Life P&C
  • Mid-Hudson
  • Narragansett Bay
  • National General
  • Nationwide
  • Ocean Harbor Casualty
  • Philadelphia Insurance
  • Plymouth Rock
  • Progressive
  • Prudential Life
  • Pure Insurance
  • QBE
  • Safeco
  • Shelterpoint Insurance
  • Travelers
  • US Coastal
  • Utica National
  • Utica First
  • William Penn Life