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Commercial Insurance

Commercial Insurance

If you are a business owner, Takach & Associates, Inc. wants to help you with excellent insurance services. Your insurance choices will have a significant impact on your overall success. Keep reading to learn more about commercial insurance.

How Is Commercial Insurance Different?

There are many different types of insurance coverage that you will need to run your business safely and legally. Having a different policy for each type of insurance can get overwhelming and expensive. A commercial insurance policy allows you to streamline these different types of coverage into one easy-to-understand and easy-to-manage plan.

What Does Commercial Insurance Include?

When you sit down with one of our insurance representatives, they will look at all the details of your particular business to help you determine which types of coverage you need. Here is an example of some types of coverage you can have included in a commercial policy.

  • Liability- Liability coverage is one of the most important protection you can get as a business owner. Your risk for liability is unusually high. You are providing goods or services to people; if those goods or services injure someone, you can be held responsible. If you operate a business location, you are also at risk for liability if someone is injured on the property.
  • Property damage- Another risk you face when running a business location is damage to your property. This can happen through fires, natural disasters, or burglary. A commercial policy can help you pay for expenses incurred by such an event.
  • Auto- Company vehicles carry a very high liability risk, and therefore, solid auto insurance is a must if you are operating company cars, trucks, or vans.

If you would like to learn more about commercial insurance, please get in touch with us at Takach & Associates, Inc. We will be happy to help you today.

Types of Commercial Insurance

When it comes to commercial coverage there is a lot to consider. Let us help you figure it all out.

  • General Liability
  • Umbrella
  • Garagekeepers
  • Inland Marine
  • Commercial Property
  • Errors & Omissions
  • Business Owners
  • Workers Comp
  • Liquor Liability
  • Builders Risk
  • Commercial Package
  • Employee Practices Liability Insurance
  • Business Auto
  • Professional Liability/D&O
  • Bonds
  • Special Events
  • Crime

Partner Carriers

  • Adirondak
  • AIG Insurance
  • Allstate
  • American Collectors
  • American European
  • Amtrust
  • Cabrillo Coastal
  • Chubb Group
  • C N A Insurance
  • Granada Indemnity
  • Guardian Life
  • Guard Insurance
  • Hagerty
  • Hanover
  • Harleysville
  • Hartford
  • Kemper
  • Kingstone
  • Liberty Mutual
  • Main Street America
  • Merchants
  • Met Life P&C
  • Mid-Hudson
  • Narragansett Bay
  • National General
  • Nationwide
  • Ocean Harbor Casualty
  • Philadelphia Insurance
  • Plymouth Rock
  • Progressive
  • Prudential Life
  • Pure Insurance
  • QBE
  • Safeco
  • Shelterpoint Insurance
  • Travelers
  • US Coastal
  • Utica National
  • Utica First
  • William Penn Life