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Recreational Insurance

Recreational Insurance

Recreational vehicles are made for fun, but keeping those vehicles adequately insured is the only way to make sure the fun doesn't stop. If you own recreational vehicles, we can help you find the perfect insurance coverage at Takach & Associates, Inc. Keep reading to learn more.

Recreational Insurance and Your Travels

You might be wondering if recreational insurance is essential. The answer can be yes and no. It depends on your definition of "necessary." Recreational insurance is not required by law everywhere. Many recreational vehicles are never out on the open road but instead operated on private property. However, just because something is not required by law doesn't mean you should disregard it together.

Recreational insurance is the best way to protect yourself from significant liability expenses. It is also the only way to protect your investment in recreational vehicles.

Consequences of No Insurance

If you choose not to carry recreational insurance, you might face a few different consequences.

  • Liability- The first type of consequence would be liability risks. If someone is injured in the vehicle or because of the vehicle, or if the damage is done to other property because of the car, you will be held personally responsible. This means that you will be required to pay for the damage or any other expenses resulting from the incident. This could even include legal fees if someone takes legal action against you.

You might also face legal consequences as well. If you are operating a recreational vehicle in an area that does require insurance, you may face fines or tickets.

The best way to avoid these problems is to insure the vehicle.

If you want to learn more about recreational insurance, don't hesitate to contact us at Takach & Associates, Inc. We will be happy to talk with you today.

Recreational Insurance Types

When it comes to recreation we’ll help make sure you are prepared. Contact us today so you can start having fun.

  • Motorcycle
  • Watercraft
  • Off Road Vehicles
  • Travel Trailers

Partner Carriers

  • Adirondak
  • AIG Insurance
  • Allstate
  • American Collectors
  • American European
  • Amtrust
  • Cabrillo Coastal
  • Chubb Group
  • C N A Insurance
  • Granada Indemnity
  • Guardian Life
  • Guard Insurance
  • Hagerty
  • Hanover
  • Harleysville
  • Hartford
  • Kemper
  • Kingstone
  • Liberty Mutual
  • Main Street America
  • Merchants
  • Met Life P&C
  • Mid-Hudson
  • Narragansett Bay
  • National General
  • Nationwide
  • Ocean Harbor Casualty
  • Philadelphia Insurance
  • Plymouth Rock
  • Progressive
  • Prudential Life
  • Pure Insurance
  • QBE
  • Safeco
  • Shelterpoint Insurance
  • Travelers
  • US Coastal
  • Utica National
  • Utica First
  • William Penn Life